SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

Category

Loans

The best payday loan alternatives

A payday loan might seem like the best solution when you need money quickly and don’t have other options. But these loans come with high-interest rates and fees, so they can actually cost you way more money in the long… Continue Reading →

Thinking about a wedding loan? Read this first…

Today, many couples dream of having a fairy-tale wedding in a beautiful venue surrounded by friends and family. However, there’s always the small matter of paying for it. But if you are planning to take out a wedding loan to… Continue Reading →

How installment loans work and why you should consider one

An installment loan is a loan that you repay over time with fixed, regular payments. This differs from a traditional loan, which requires borrowers to pay back the entire amount at once when the loan is due. These loans take… Continue Reading →

SkyCap Announced As 2022 Consumer Lender Of The Year Finalist!

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SkyCap Financial is proud to be named a finalist for the Consumer Lender of the Year award for 2022 by the Canadian Lenders Association (CLA).

How to Read Your Credit Report

We all get worried about our Credit Report history when we make a money mistake. We think, “Oh no, what will this do to my score?” Finding out exactly what makes a credit report work for you can be challenging…. Continue Reading →

4 easy steps to applying for a personal loan

Step 1: Decide how much you need to apply for When choosing and applying for a personal loan, it’s important to know how much you need. You will commonly see minimum personal loan amounts of $1,000 or more, but the lowest amount is around $500 (from SkyCap). In cases where you need less than that, you might be able to save up extra cash, borrow from a… Continue Reading →

Canadians Deserve Better. SkyCap can help.

Last week CBC’s Marketplace aired a hidden camera episode showcasing four of SkyCap Financial’s competitors in the alternative lending space.  These competitors are arguably the four largest players in the industry.  While SkyCap was not contacted nor mentioned in the… Continue Reading →

What you need to apply for online loans

Applying for online loans is easier than ever, and many people prefer the convenience of this method. You can apply for an online loan at any time of the day instead of being restricted to traditional business hours. In most… Continue Reading →

What are the costs of borrowing in Canada?

As a prospective borrower, it is essential for you to protect your financial interests when you go in search of a loan. You can rest assured potential Canadian lenders will be doing their very best to protect their interests. In… Continue Reading →

© SkyCap Financial 2024 All rights reserved.
Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79