At SkyCap Financial, we make accessing financing simple and stress-free. With our quick online application process, you can secure the funds you need in just minutes—no long waits or complicated procedures. Let us help you take control of your financial future today!
The loan amount, interest rate, and payment amount are subject to change upon final loan approval. The annual percentage rate for SkyCape Loans are calculated at 34.99% and the annual percentage rate for SkyCap Mortgages (loans above $15,000) calculated at 16.99%. The payment amount for SkyCap Loans includes optional Loan Protection Plan coverage. The Fine Print
We recognize that people fall into financial situations that are out of their control and can impact their credit negatively. We want to open the door to you when others close it based on your credit history. With our team of highly skilled and dedicated individuals, we strive to provide a better lending experience.
Quick and Easy Process
Flexible Repayment Terms
Mortgages up to $100,000
Apply for a personal loan by filling out our very easy loan application.
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Apply for a personal loan by filling out our very easy loan application. If you have any questions or need help, call us at 1-877-924-4557.
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When you submit the application, we will provide you with a quick status decision and the next steps.
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Once your loan application has been approved, we will ensure you get access to the cash as soon as possible.
SkyCap Financial was founded in 2013 to provide alternative financing to Canadians. We recognize that people fall into financial situations that are out of their control and can impact their credit negatively. We want to open the door to you when others close it based on your credit history. With our team of highly skilled and dedicated individuals, we strive to provide a better lending experience.
At SkyCap we offer a better lending experience. We help you get the cash when you need it.
Read the SkyCap Financial Reviews from Our Real Customers
Caroline Clarridge2025-02-05Trustindex verifies that the original source of the review is Google. Very easy process and the agents are friendly and very helpful Tracey Nelson2025-01-27Trustindex verifies that the original source of the review is Google. So far the process with SkyCap has been simple yet highly efficient, SkyCap Team members have all been pleasant and knowledgeable. I would highly recommend exploring your options with SkyCap, especially since they offer more than just your basic financial needs. ( if this were longer into the relationship with SkyCap chances are I would offer 5 stars) Chuck Greenhow2024-12-29Trustindex verifies that the original source of the review is Google. Extremely easy and fast. Thanks CJ Shaffiq Keshavji2024-12-28Trustindex verifies that the original source of the review is Google. Customer service from Barb and Brenda was excellent both of them very professionally made the entire borrowing process transparent. I would definitely recommend Sky Cap Financial all your financial services. Thank you for everything! I already my received my funds so fast I wish I could give 10stars best service I have received 🙏 this business Happy year to All the staff at Sky Cap Financial. . Gerry Ray2024-12-27Trustindex verifies that the original source of the review is Google. they were easy to deal with and quick with respondingShowing only 4-5 star reviewsVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Since 2013, SkyCap Financial has been giving back to the community in different ways. From the annual Toy Drive for local children to donating to cancer rides and walks, SkyCap Financial strives to help people in need not only in our local community but across Canada.
SkyCap Financial also provides SkyCap University, a free online course aimed at improving financial literacy for SkyCap Financial clients. The course covers several basic financial topics such as creating a budget, dealing with credit and loans, and preparing for retirement.
Clients having completed the course and have a perfect payment history, could be rewarded with a reduced interest rate. It is a win-win situation for SkyCap Financial clients, learning practical financial skills and getting the opportunity to save money at the same time.
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