Debt Consolidation

Services >> Debt Consolidation

I would like to borrow

Easy and Quick Process
Quick and Easy Process
Borrow up to $10,000
Borrow up to $10,000
Terms up to 3 years
Terms up to 3 years
Affordable Payment
Affordable Payments

A Debt Consolidation Loan can help you manage debt that seams unmanageable.

By paying off multiple loans with our Debt Consolidation Loan, you not only reduce the number of payments to one low amount, but you may also save money on interest. Our flexible payment schedules allow you to adjust which day the payment comes out so that you can line it up with the day that your pay comes in. We also offer our clients free access to SkyCap University to help them better understand their finances for a brighter, more prosperous tomorrow.

SkyCap University

SkyCap Financial also provides SkyCap University, a free online course aimed at improving financial literacy for SkyCap Financial clients. The course covers several basic financial topics such as creating a budget, dealing with credit and loans, and preparing for retirement.

Once clients have completed the course and have a perfect payment history, they are rewarded with a reduced interest rate. It is a win-win situation for SkyCap Financial clients, learning practical financial skills and getting the opportunity to save money at the same time.

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Interest rates and total cost of borrowing are dependant on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-36 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79