A Cash Loan can be used for whatever you need it for.
If you need to pay something off or just would like to have a little bit more money in your bank account in case of an emergency, our SkyCap Cash Loan can help. By not requiring an explanation of what the funds will be used for and sending them quickly to you once you are approved, a SkyCap Cash Loan can help you with whatever you need cash for.
SkyCap Financial also provides SkyCap University, a free online course aimed at improving financial literacy for SkyCap Financial clients. The course covers several basic financial topics such as creating a budget, dealing with credit and loans, and preparing for retirement.
Once clients have completed the course and have a perfect payment history, they are rewarded with a reduced interest rate. It is a win-win situation for SkyCap Financial clients, learning practical financial skills and getting the opportunity to save money at the same time.
Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.
Loan amortization from 9-60 months
APR from 12.99% to 39.99%
Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79