Home Improvement

Services >> Home Improvement

I would like to borrow

Easy and Quick Process
Quick and Easy Process
Borrow up to $10,000
Borrow up to $10,000
Terms up to 3 years
Terms up to 3 years
Affordable Payment
Affordable Payments

Home Improvement Loans can help you cover the emergency situations as well as any renovations or updates.

If you air conditioner broke on the hottest weekend of the summer, or your furnace decided to stop working on the coldest day in the winter, a SkyCap Home Improvement Loan can help you through. Maybe you would like to paint your living room or finish your basement, but you just do not have all the funds you need to make it happen. A SkyCap Home Improvement Loan can help make that happen!

SkyCap University

SkyCap Financial also provides SkyCap University, a free online course aimed at improving financial literacy for SkyCap Financial clients. The course covers several basic financial topics such as creating a budget, dealing with credit and loans, and preparing for retirement.

Once clients have completed the course and have a perfect payment history, they are rewarded with a reduced interest rate. It is a win-win situation for SkyCap Financial clients, learning practical financial skills and getting the opportunity to save money at the same time.

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-36 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79