SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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Loans

The 5 Things Lenders Look for in Loan Applicants

Are you considering taking out a loan? If so, there are several things lenders look for when evaluating loan applications. Knowing what these crucial elements of the process look like can help you better prepare for obtaining your desired financing… Continue Reading →

The Definitive Guide to RRSP loans

For many Canadians, the RRSP season is a time to panic. With the deadline for contributions looming, it can be tempting to take out a loan to boost your contribution and maximize your tax refund. But is an RRSP loan… Continue Reading →

Can I Get a Car Loan With Casual Employment?

Have you ever wondered: Can I get a car loan with casual employment? It’s a sad fact that casual workers may face more difficulty getting car loans. However, it doesn’t always have to be a challenge. In this article, we’ll… Continue Reading →

Debunking Common Loan Myths

Loans can be a challenging topic to talk about. Just mentioning the word “loan” will get a wide range of opinions and myths. Some people view loans as helpful tools that can provide much-needed financial assistance, while others see them… Continue Reading →

7 Common Examples Of Installment Loans

When someone needs money and is looking for a loan, they often don’t consider the type of loan they need, but rather what they will use it for. This means they may not always consider which type of loan is… Continue Reading →

How do installment loans affect your credit?

Most people know that taking out a loan can affect your credit score. But many people don’t realize that there are different types of loans, and each has a different impact on your credit. In this post, we aim to… Continue Reading →

Easy Online Loans Canada: How To Quickly Get The Loan You Need

When it comes to getting a loan, there are a lot of things to take into account. You want to ensure you’re getting the best deal for your needs, which can be difficult when you don’t know where to start…. Continue Reading →

How to find and apply for an online loan

Everyone needs quick access to cash at some point in their life. Whether you need to consolidate debt, pay off a payday loan, or have just had some unexpected expenses, online loans can help. Many online lenders offer loans for… Continue Reading →

How to find the right car loan for your financial situation

If you’re in the market for a new car, one of the first things you’ll need to do is find the right loan to finance your purchase. But with so many options out there, how do you know which one… Continue Reading →

All about credit repair loans (and a better option you should consider)

Credit repair loans are becoming increasingly popular these days. And it’s no wonder why. With more people taking on too much debt, many are looking for ways to improve their credit scores. If you fall into the situation, a credit… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79