Responsible Lending

It is vital to SkyCap Financial to provide our services in a manner that promotes transparency, and openness, which serve to allow our customers to fully comprehend all rates and fees included in their loan (or loan application). Please read the FINE PRINT prior to submitting an application or before borrowing money with us.


All applications provide you with a disclosure page that list out the applicable rates and fees as follows:

Sample loan payments displayed on our website may include the optional Loan Protection Plan coverage but does not include any applicable provincial sales taxes on the Loan Protection Plan.


In the event that any cheque or other payment method is not honoured due to insufficient funds, you will be charged a $50.00 fee per event. If you fail to make a payment when due, the unpaid principle and accrued interest will immediately become due without notice to you. You are responsible for any legal costs incurred to collect upon any amount owing and/or incurred to protect or realize the security given for the loan.


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Dominion Lending Centres SkyCap Mortgage Services - Brokerage License 13497 (ON) - Independently Owned & Operated
© SkyCap Financial 2024 All rights reserved.
Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79