SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

How will CERB affect your taxes?

As a way of easing the financial strife that the COVID-19 pandemic the Canadian Government implemented the Canada Emergency Response Benefit (CERB). The CERB was established as financial support to help qualified Canadian residents. This helped maintain some sense of… Continue Reading →

Help. Get it sooner rather than later.

Over the last six or seven months, Canadians and Canadian businesses have been shuttered in a response to the Coronavirus pandemic. During this time, the Canadian people have been collectively struggling with money and debt issues. It’s difficult to pay… Continue Reading →

Protect Your Info Online

Being able to transact business over the internet is a great convenience most of us have come to enjoy. But you need to be able to protect your info online while doing so. We have the ability to purchase all… Continue Reading →

What you need to apply for online loans

Applying for online loans is easier than ever, and many people prefer the convenience of this method. You can apply for an online loan at any time of the day instead of being restricted to traditional business hours. In most… Continue Reading →

Alternative Lending. Here’s some things to consider.

Thousands of Canadians have needed alternative sources of funding in one way or another. Some of them have needed to pay bills or consolidate their installment loan. Others have needed money to keep their business afloat. No matter the reason,… Continue Reading →

What are the costs of borrowing in Canada?

As a prospective borrower, it is essential for you to protect your financial interests when you go in search of a loan. You can rest assured potential Canadian lenders will be doing their very best to protect their interests. In… Continue Reading →

Are Online Loans Dangerous?

The internet has changed everything about the way people live their lives. Think about it for a moment. What’s going on in your life that hasn’t been influenced by the internet and even social media? Securing a loan online is… Continue Reading →

Reduced income? Here are 10 tips on how to manage your budget. 

Due to the recent COVID pandemic, many people have found themselves either out of work or not working as much. This resulted in several families forced to live on a reduced income. Even though things are picking up after COVID,… Continue Reading →

You’re Ruining Your Credit Score

There is actually many things that Canadians are doing that are beating their credit scores down without even knowing it. Surprisingly, there are a lot of things you might be doing that are negatively ruining your credit score. Therefore, it… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-36 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79