SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

Canadians Deserve Better. SkyCap can help.

Last week CBC’s Marketplace aired a hidden camera episode showcasing four of SkyCap Financial’s competitors in the alternative lending space.  These competitors are arguably the four largest players in the industry.  While SkyCap was not contacted nor mentioned in the… Continue Reading →

Preparing your finances in the worst Economic Situations

Preparing your finances in the worst Economic Situations In terms of economic devastation, the year 2020 will always be remembered as the year the COVID pandemic wreaked havoc on the economic world. Hopefully, these trying times have given you a… Continue Reading →

COVID scams to watch out for

Even at the worst of times, the criminal element is on the prowl looking for a way to scam people out of their hard-earned money. The perpetrators are always looking for the most vulnerable people at their most vulnerable time…. Continue Reading →

Why We Spend.

Tis the season to be jolly. With the 2020 holiday season officially underway, people are busy trying to figure how they are going to be handling their spending during the holidays.   This isn’t likely to be a normal holiday season…. Continue Reading →

How will CERB affect your taxes?

As a way of easing the financial strife that the COVID-19 pandemic the Canadian Government implemented the Canada Emergency Response Benefit (CERB). The CERB was established as financial support to help qualified Canadian residents. This helped maintain some sense of… Continue Reading →

Help. Get it sooner rather than later.

Over the last six or seven months, Canadians and Canadian businesses have been shuttered in a response to the Coronavirus pandemic. During this time, the Canadian people have been collectively struggling with money and debt issues. It’s difficult to pay… Continue Reading →

Protect Your Info Online

Being able to transact business over the internet is a great convenience most of us have come to enjoy. But you need to be able to protect your info online while doing so. We have the ability to purchase all… Continue Reading →

What you need to apply for online loans

Applying for online loans is easier than ever, and many people prefer the convenience of this method. You can apply for an online loan at any time of the day instead of being restricted to traditional business hours. In most… Continue Reading →

Alternative Lending. Here’s some things to consider.

Thousands of Canadians have needed alternative sources of funding in one way or another. Some of them have needed to pay bills or consolidate their installment loan. Others have needed money to keep their business afloat. No matter the reason,… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-36 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79