SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

Skycap Announced As 2022 Consumer Lender Of The Year Finalist!

Sticky post

SkyCap Financial is proud to be named a finalist for the Consumer Lender of the Year award for 2022 by the Canadian Lenders Association (CLA).

13 Reasons Why People Take Out A Personal Loan

Many people turn to personal loans when they need to borrow money to make a large purchase or pay for an emergency expense. But why do people take out personal loans in the first place? In this blog post, we’ll… Continue Reading →

Understanding Debt-to-Income Ratios when Applying for a Personal Loan

Lenders often consider your debt-to-income ratio when applying for a personal loan to ensure you can handle the additional financial burden. Knowing how debt-to-income ratios work and what factors are included in the calculation can give you a better understanding… Continue Reading →

Alternative Loans vs. Traditional Loans: What You Need To Know

When it comes to loans, there are two main types: alternative and traditional. Each has its own benefits and drawbacks, so it’s important to understand the differences before deciding which is right for you. In this blog post, we will… Continue Reading →

Is Debt Consolidation Good For Your Credit Score?

It’s no secret that debt can be overwhelming and challenging to manage, but the right strategy and help can reduce your debt and improve your credit score. Debt consolidation is one of the options available for those who want to… Continue Reading →

The Pros and Cons of Debt Consolidation

Have you considered taking out a debt consolidation loan to streamline your financial situation? It can be a great way to simplify your monthly payments and reduce the amount you pay in interest each month. But, like all other financial… Continue Reading →

How To Avoid Getting Scammed By A Payday Loan Company

Payday loan companies often appear to be a convenient way to get quick money when you’re short on cash, but they can be a dangerous financial trap if you do not take suitable precautions. In this blog post, we will… Continue Reading →

How To Get Back On Track After A Financial Mistake

Everyone makes mistakes, but the consequences can be particularly damaging when it comes to financial mistakes. Whether you have gone into debt from reckless spending or have simply been hit with an unexpected expense, getting back on track with your… Continue Reading →

How To Choose The Right Personal Loan For You

When taking out a personal loan, there are many things to consider. With so many options available, it can be difficult to know where to start. In this blog post, we will discuss some of the key factors to consider… Continue Reading →

12 Traps To Avoid When Taking Out A Bad Credit Loan

Taking out a bad credit loan can be a valuable financial tool if you need quick cash. However, it is important to be aware of some of the traps that come with these loans and take steps to avoid them…. Continue Reading →

Can I Consolidate My Debt If I Have Bad Credit?

If you are struggling with multiple debts and bad credit, you may wonder if consolidating debt is an option. In this blog post, we’ll explore some of the potential options that may be available to help you restructure your debt… Continue Reading →

« Older posts
© SkyCap Financial 2023 All rights reserved.
Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79