In 2025, Canadians can rely on several federal and provincial financial support programs to assist families, seniors, and individuals with low incomes. Understanding the schedules of these payments ensures better financial planning. Below, we break down the key programs and their respective payment dates.

Canada Child Benefit (CCB)

The Canada Child Benefit provides monthly tax-free payments to eligible families with children under 18. Payment amounts depend on family income, assessed via tax filings.

Month Payment Date
January January 20
February February 20
March March 20
April April 17
May May 20
June June 20
July July 18
August August 20
September September 19
October October 20
November November 20
December December 12

Ontario Disability Support Program (ODSP)

The Ontario Disability Support Program offers income and employment support for individuals with disabilities in Ontario. Payments are issued at the end of each month in 2025.

Benefit Month Payment Date
January January 31
February February 28
March March 31
April April 30
May May 30
June June 30
July July 31
August August 29
September September 30
October October 31
November November 28
December December 31

Canada Pension Plan (CPP) and Old Age Security (OAS)

Seniors receiving CPP and OAS benefits can expect payments on the following dates in 2025:

Month Payment Date
January January 29
February February 26
March March 30
April April 28
May May 27
June June 29
July July 28
August August 30
September September 28
October October 29
November November 27
December December 29

Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit

The GST/HST Credit helps individuals and families with low incomes by providing quarterly payments.

Quarter Payment Date
Q1 January 3
Q2 April 4
Q3 July 4
Q4 October 3

Canada Carbon Rebate (CCR)

The Canada Carbon Rebate, formerly the Climate Action Incentive, provides quarterly payments to offset carbon costs.

Quarter Payment Date
Q1 January 15
Q2 April 15
Q3 July 15
Q4 October 15

Ontario Trillium Benefit (OTB)

The Ontario Trillium Benefit combines multiple credits into one payment issued monthly.

Month Payment Date
January January 10
February February 10
March March 10
April April 10
May May 9
June June 10
July July 10
August August 8
September September 10
October October 10
November November 10
December December 10

Advanced Canada Workers Benefit (ACWB)

The ACWB supports low-income workers with advance payments. Payment dates for 2025 are:

Payment Period Payment Date
First January 10
Second July 11
Third October 10

Ontario Taxpayer Rebate

In 2025, the Ontario government offers a $200 taxpayer rebate for residents who filed their 2023 tax returns by December 31, 2024. Families receiving the Canada Child Benefit will receive an additional $200 per child.

Tips for Maximizing Benefits

  • Opt for Direct Deposit: Ensure your payments arrive safely and on time by using direct deposit.
  • File Taxes Early: Benefits are calculated based on your tax information, so timely filing is crucial.
  • Stay Updated: Check official government websites for updates on eligibility criteria and payment amounts.