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  • How it works
  • Services
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  • Blog
  • Locations
  • About Us
  • Contact
  • Get a Loan
  • SkyCap University | | My Account

SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

Blog

  • How installment loans work and why you should consider one
    An installment loan is a loan that you repay over time with fixed, regular payments. This differs from a traditional loan, which requires borrowers to pay back the entire amount at once when the loan is due. These loans take… Continue Reading →
  • Credit Scores: A Complete Guide
    Your credit score is one of the most critical numbers in your financial life. It’s a reflection of how responsible you are with money and it can determine your ability to get a loan, a mortgage, or even a job…. Continue Reading →
  • Skycap Announced As 2022 Consumer Lender Of The Year Finalist!
    SkyCap Financial is proud to be named a finalist for the Consumer Lender of the Year award for 2022 by the Canadian Lenders Association (CLA).
  • How to Read Your Credit Report
    We all get worried about our Credit Report history when we make a money mistake. We think, “Oh no, what will this do to my score?” Finding out exactly what makes a credit report work for you can be challenging…. Continue Reading →
  • 4 easy steps to applying for a personal loan
    Step 1: Decide how much you need to apply for When choosing and applying for a personal loan, it’s important to know how much you need. You will commonly see minimum personal loan amounts of $1,000 or more, but the lowest amount is around $500 (from SkyCap). In cases where you need less than that, you might be able to save up extra cash, borrow from a… Continue Reading →
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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79