SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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Loans

Understanding Debt Consolidation: Is a Short-Term Loan Right for You?

Are you bogged down by multiple debts but don’t know where to turn? If so, then debt consolidation may be the solution for you. Debt consolidation is a process of combining multiple high-interest loans into one lump sum with a… Continue Reading →

Why A Personal Loan Can Be The Solution For Your Financial Needs

Are you looking for a way to cover an unexpected expense, consolidate debt, or make a major purchase? If so, you may have considered taking out a personal loan. Personal loans can be an incredibly useful financial tool to help… Continue Reading →

The Dangers Of Defaulting On A Loan (And How To Avoid Them)

Are you in danger of defaulting on your loan? Defaulting on a loan can have serious consequences, and it’s essential to understand the risks involved before taking out credit or signing any documents. In this blog post, we’ll explain what… Continue Reading →

Navigating The Loan Process

Are you searching for a loan to help fund an upcoming project, purchase, or expense? Going through the loan process can seem overwhelming at first. But don’t worry—we’re here to help! In this blog post, we’ll break down the steps… Continue Reading →

The 5 Things Lenders Look for in Loan Applicants

Are you considering taking out a loan? If so, there are several things lenders look for when evaluating loan applications. Knowing what these crucial elements of the process look like can help you better prepare for obtaining your desired financing… Continue Reading →

The Definitive Guide to RRSP loans

For many Canadians, the RRSP season is a time to panic. With the deadline for contributions looming, it can be tempting to take out a loan to boost your contribution and maximize your tax refund. But is an RRSP loan… Continue Reading →

Can I Get a Car Loan With Casual Employment?

Have you ever wondered: Can I get a car loan with casual employment? It’s a sad fact that casual workers may face more difficulty getting car loans. However, it doesn’t always have to be a challenge. In this article, we’ll… Continue Reading →

Debunking Common Loan Myths

Loans can be a challenging topic to talk about. Just mentioning the word “loan” will get a wide range of opinions and myths. Some people view loans as helpful tools that can provide much-needed financial assistance, while others see them… Continue Reading →

7 Common Examples Of Installment Loans

When someone needs money and is looking for a loan, they often don’t consider the type of loan they need, but rather what they will use it for. This means they may not always consider which type of loan is… Continue Reading →

How do installment loans affect your credit?

Most people know that taking out a loan can affect your credit score. But many people don’t realize that there are different types of loans, and each has a different impact on your credit. In this post, we aim to… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79