SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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9 Quick Ways To Improve Your Credit Score

If you’ve ever tried to take out a new loan, you know how important your credit score is. If your score is too low, you may have difficulty getting the loan you need. And, if you do find one, you… Continue Reading →

The 3 Types Of Credit You Can Get

For anyone looking for a loan, it’s easy to become overwhelmed by the options and vendors in the market. However, it’s essential to understand the different types of credit available to you before deciding how to move forward. This article… Continue Reading →

7 Common Examples Of Installment Loans

When someone needs money and is looking for a loan, they often don’t consider the type of loan they need, but rather what they will use it for. This means they may not always consider which type of loan is… Continue Reading →

How do installment loans affect your credit?

Most people know that taking out a loan can affect your credit score. But many people don’t realize that there are different types of loans, and each has a different impact on your credit. In this post, we aim to… Continue Reading →

Easy Online Loans Canada: How To Quickly Get The Loan You Need

When it comes to getting a loan, there are a lot of things to take into account. You want to ensure you’re getting the best deal for your needs, which can be difficult when you don’t know where to start…. Continue Reading →

How to find and apply for an online loan

Everyone needs quick access to cash at some point in their life. Whether you need to consolidate debt, pay off a payday loan, or have just had some unexpected expenses, online loans can help. Many online lenders offer loans for… Continue Reading →

How to get a loan if you have bad credit

It can be challenging to get a loan if you have bad credit. A recent study showed that over 17% of all Canadians have a credit score below 620, which is considered a bad credit score. This means that nearly 1… Continue Reading →

What is debt consolidation, and how can it help my credit score?

Today, many people are over-extended on their loans and credit cards. This means that there’s a generation of Canadians who may never be able to get out of debt. If you are the type of person who has been paying… Continue Reading →

How to find the right car loan for your financial situation

If you’re in the market for a new car, one of the first things you’ll need to do is find the right loan to finance your purchase. But with so many options out there, how do you know which one… Continue Reading →

All about credit repair loans (and a better option you should consider)

Credit repair loans are becoming increasingly popular these days. And it’s no wonder why. With more people taking on too much debt, many are looking for ways to improve their credit scores. If you fall into the situation, a credit… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79