Based in Kingston, Ontario, SkyCap endeavours to offer a better lending experience to its customers through a quick and easy online loan application process, that in most cases can be completed in just five minutes. Recognizing that people sometimes fall into difficult financial situations, SkyCap Financial specializes in helping people with low credit or poor credit get the financial assistance they need, offering short-term loans ranging from $500 to $10,000.
are the main factors SkyCap Financial uses in determining loan eligibility. Once your application has been approved, the funds are deposited directly into your bank account; no waiting for a cheque to arrive in the mail. SkyCap Financial believes in treating its customers well and that means you always get a quick decision and you get your money fast.
SkyCap Financial also provides SkyCap University, a free online course aimed at improving financial literacy for SkyCap Financial clients. The course covers several basic financial topics such as creating a budget, dealing with credit and loans, and preparing for retirement.
Once clients have completed the course and have a perfect payment history, they are rewarded with a reduced interest rate. It is a win-win situation for SkyCap Financial clients, learning practical financial skills and getting the opportunity to save money at the same time.