SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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poor credit

What are the costs of borrowing in Canada?

As a prospective borrower, it is essential for you to protect your financial interests when you go in search of a loan. You can rest assured potential Canadian lenders will be doing their very best to protect their interests. In… Continue Reading →

Reduced income? Here are 10 tips on how to manage your budget. 

Due to the recent COVID pandemic, many people have found themselves either out of work or not working as much. This resulted in several families forced to live on a reduced income. Even though things are picking up after COVID,… Continue Reading →

You’re Ruining Your Credit Score

There is actually many things that Canadians are doing that are beating their credit scores down without even knowing it. Surprisingly, there are a lot of things you might be doing that are negatively ruining your credit score. Therefore, it… Continue Reading →

Payday loans can hurt your credit.

In a real financial pinch, it can be difficult for some people to quickly find financial resources they can use to get out of trouble or handle emergencies. Under the right circumstances, borrowing money commercial lenders might be an option…. Continue Reading →

Can I Get a Loan With No Credit or Poor Credit?

We live in a world where living off credit has become a way of life. Throughout all of North America, many consumers have gotten into the habit of depending on unsecured debt as a way of maintaining a certain standard… Continue Reading →

What is an installment loan?

Learn how Installment loans can help you get out of debt and fix your credit rating.

A Credit Score Can Be Fixed

As you likely know, you will impact your credit score whenever or however you use credit cards. To make things slightly more complicated, how you manage your income and your bills will also impact your credit score. Wealth is the… Continue Reading →

© SkyCap Financial 2021 All rights reserved.
Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-36 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79