SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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personal loan

4 easy steps to applying for a personal loan

Step 1: Decide how much you need to apply for When choosing and applying for a personal loan, it’s important to know how much you need. You will commonly see minimum personal loan amounts of $1,000 or more, but the lowest amount is around $500 (from SkyCap). In cases where you need less than that, you might be able to save up extra cash, borrow from a… Continue Reading →

What you need to apply for online loans

Applying for online loans is easier than ever, and many people prefer the convenience of this method. You can apply for an online loan at any time of the day instead of being restricted to traditional business hours. In most… Continue Reading →

Is a Debt Consolidation Loan Right for You?

If you are in the same boat as so many other Canadians, you are probably carrying a lot more debt than you should be. It’s nothing to be ashamed of considering how normal relying on a debt has become in… Continue Reading →

What is a Personal Loan?

Sometimes people will need to make purchases or cover expenses when they don’t have the money to do so. If you end up needing money in an emergency, then you can always seek out a personal loan to cover those… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79