SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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loans for bad credit

Canadians Deserve Better. SkyCap can help.

Last week CBC’s Marketplace aired a hidden camera episode showcasing four of SkyCap Financial’s competitors in the alternative lending space.  These competitors are arguably the four largest players in the industry.  While SkyCap was not contacted nor mentioned in the… Continue Reading →

What you need to apply for online loans

Applying for online loans is easier than ever, and many people prefer the convenience of this method. You can apply for an online loan at any time of the day instead of being restricted to traditional business hours. In most… Continue Reading →

Are Online Loans Dangerous?

The internet has changed everything about the way people live their lives. Think about it for a moment. What’s going on in your life that hasn’t been influenced by the internet and even social media? Securing a loan online is… Continue Reading →

You’re Ruining Your Credit Score

There is actually many things that Canadians are doing that are beating their credit scores down without even knowing it. Surprisingly, there are a lot of things you might be doing that are negatively ruining your credit score. Therefore, it… Continue Reading →

Payday loans can hurt your credit.

In a real financial pinch, it can be difficult for some people to quickly find financial resources they can use to get out of trouble or handle emergencies. Under the right circumstances, borrowing money commercial lenders might be an option…. Continue Reading →

Can I Get a Loan With No Credit or Poor Credit?

We live in a world where living off credit has become a way of life. Throughout all of North America, many consumers have gotten into the habit of depending on unsecured debt as a way of maintaining a certain standard… Continue Reading →

Why a private lender is the best option for poor credit.

Getting a bank loan when you have a bad credit score can be very difficult. This can cause an uphill battle. Building and maintaining a good credit score is also challenging. It takes years of healthy cash-flow to achieve a… Continue Reading →

Is a Debt Consolidation Loan Right for You?

If you are in the same boat as so many other Canadians, you are probably carrying a lot more debt than you should be. It’s nothing to be ashamed of considering how normal relying on a debt has become in… Continue Reading →

What is a Personal Loan?

Sometimes people will need to make purchases or cover expenses when they don’t have the money to do so. If you end up needing money in an emergency, then you can always seek out a personal loan to cover those… Continue Reading →

A Credit Score Can Be Fixed

As you likely know, you will impact your credit score whenever or however you use credit cards. To make things slightly more complicated, how you manage your income and your bills will also impact your credit score. Wealth is the… Continue Reading →

© SkyCap Financial 2024 All rights reserved.
Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79