SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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Installment Loan

SkyCap Financial Named One of the Most Recommended Personal Loan Providers in Canada in 2023

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We are thrilled to announce that SkyCap Financial has been recognized as one of the most recommended personal loan providers in Canada in 2023 by Finder.

The 3 Types Of Credit You Can Get

For anyone looking for a loan, it’s easy to become overwhelmed by the options and vendors in the market. However, it’s essential to understand the different types of credit available to you before deciding how to move forward. This article… Continue Reading →

7 Common Examples Of Installment Loans

When someone needs money and is looking for a loan, they often don’t consider the type of loan they need, but rather what they will use it for. This means they may not always consider which type of loan is… Continue Reading →

How do installment loans affect your credit?

Most people know that taking out a loan can affect your credit score. But many people don’t realize that there are different types of loans, and each has a different impact on your credit. In this post, we aim to… Continue Reading →

How installment loans work and why you should consider one

An installment loan is a loan that you repay over time with fixed, regular payments. This differs from a traditional loan, which requires borrowers to pay back the entire amount at once when the loan is due. These loans take… Continue Reading →

What you need to apply for online loans

Applying for online loans is easier than ever, and many people prefer the convenience of this method. You can apply for an online loan at any time of the day instead of being restricted to traditional business hours. In most… Continue Reading →

Alternative Lending. Here’s some things to consider.

Thousands of Canadians have needed alternative sources of funding in one way or another. Some of them have needed to pay bills or consolidate their installment loan. Others have needed money to keep their business afloat. No matter the reason,… Continue Reading →

What is an installment loan?

Learn how Installment loans can help you get out of debt and fix your credit rating.

What is a Personal Loan?

Sometimes people will need to make purchases or cover expenses when they don’t have the money to do so. If you end up needing money in an emergency, then you can always seek out a personal loan to cover those… Continue Reading →

A Credit Score Can Be Fixed

As you likely know, you will impact your credit score whenever or however you use credit cards. To make things slightly more complicated, how you manage your income and your bills will also impact your credit score. Wealth is the… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79