SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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credit score

How to Read Your Credit Report

We all get worried about our Credit Report history when we make a money mistake. We think, “Oh no, what will this do to my score?” Finding out exactly what makes a credit report work for you can be challenging…. Continue Reading →

Canadians Deserve Better. SkyCap can help.

Last week CBC’s Marketplace aired a hidden camera episode showcasing four of SkyCap Financial’s competitors in the alternative lending space.  These competitors are arguably the four largest players in the industry.  While SkyCap was not contacted nor mentioned in the… Continue Reading →

You’re Ruining Your Credit Score

There is actually many things that Canadians are doing that are beating their credit scores down without even knowing it. Surprisingly, there are a lot of things you might be doing that are negatively ruining your credit score. Therefore, it… Continue Reading →

Payday loans can hurt your credit.

In a real financial pinch, it can be difficult for some people to quickly find financial resources they can use to get out of trouble or handle emergencies. Under the right circumstances, borrowing money commercial lenders might be an option…. Continue Reading →

Can I Get a Loan With No Credit or Poor Credit?

We live in a world where living off credit has become a way of life. Throughout all of North America, many consumers have gotten into the habit of depending on unsecured debt as a way of maintaining a certain standard… Continue Reading →

What is a Personal Loan?

Sometimes people will need to make purchases or cover expenses when they don’t have the money to do so. If you end up needing money in an emergency, then you can always seek out a personal loan to cover those… Continue Reading →

A Credit Score Can Be Fixed

As you likely know, you will impact your credit score whenever or however you use credit cards. To make things slightly more complicated, how you manage your income and your bills will also impact your credit score. Wealth is the… Continue Reading →

© SkyCap Financial 2021 All rights reserved.
Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-36 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79