SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

Category

How-to

How to Read Your Credit Report

We all get worried about our Credit Report history when we make a money mistake. We think, “Oh no, what will this do to my score?” Finding out exactly what makes a credit report work for you can be challenging…. Continue Reading →

4 easy steps to applying for a personal loan

Step 1: Decide how much you need to apply for When choosing and applying for a personal loan, it’s important to know how much you need. You will commonly see minimum personal loan amounts of $1,000 or more, but the lowest amount is around $500 (from SkyCap). In cases where you need less than that, you might be able to save up extra cash, borrow from a… Continue Reading →

Preparing your finances in the worst Economic Situations

Preparing your finances in the worst Economic Situations In terms of economic devastation, the year 2020 will always be remembered as the year the COVID pandemic wreaked havoc on the economic world. Hopefully, these trying times have given you a… Continue Reading →

COVID scams to watch out for

Even at the worst of times, the criminal element is on the prowl looking for a way to scam people out of their hard-earned money. The perpetrators are always looking for the most vulnerable people at their most vulnerable time…. Continue Reading →

Reduced income? Here are 10 tips on how to manage your budget. 

Due to the recent COVID pandemic, many people have found themselves either out of work or not working as much. This resulted in several families forced to live on a reduced income. Even though things are picking up after COVID,… Continue Reading →

A Credit Score Can Be Fixed

As you likely know, you will impact your credit score whenever or however you use credit cards. To make things slightly more complicated, how you manage your income and your bills will also impact your credit score. Wealth is the… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-36 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79