SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

Category

Credit

Understanding Good And Bad Credit Scores

It’s no secret that your credit score plays a significant role in your financial life. A good credit score can mean the difference between getting approved or denied for a loan or qualifying for lower interest rates and higher limits…. Continue Reading →

How To Dispute Items On Your Credit Report

If you’ve discovered incorrect or fraudulent items in your credit report, you know how stressful it can be. But just because you’ve found a problem doesn’t mean it can’t be solved. In this article, we’ll review how these reports work,… Continue Reading →

What Factors Influence Your Credit Score?

There are a variety of factors that can influence your credit score. Some of these elements are within your control, while others are not. In this article, we’ll provide an overview of credit scores, look at the factors that influence… Continue Reading →

How long does a late payment stay on your credit report?

If you’ve even missed a bill payment and noticed that your credit score was in free fall, you may be wondering: how long does a late payment stay on your credit report? In this article we will review how credit… Continue Reading →

9 Quick Ways To Improve Your Credit Score

If you’ve ever tried to take out a new loan, you know how important your credit score is. If your score is too low, you may have difficulty getting the loan you need. And, if you do find one, you… Continue Reading →

The 3 Types Of Credit You Can Get

For anyone looking for a loan, it’s easy to become overwhelmed by the options and vendors in the market. However, it’s essential to understand the different types of credit available to you before deciding how to move forward. This article… Continue Reading →

How to get a loan if you have bad credit

It can be challenging to get a loan if you have bad credit. A recent study showed that over 17% of all Canadians have a credit score below 620, which is considered a bad credit score. This means that nearly 1… Continue Reading →

Credit Scores: A Complete Guide

Your credit score is one of the most critical numbers in your financial life. It’s a reflection of how responsible you are with money and it can determine your ability to get a loan, a mortgage, or even a job…. Continue Reading →

Skycap Announced As 2022 Consumer Lender Of The Year Finalist!

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SkyCap Financial is proud to be named a finalist for the Consumer Lender of the Year award for 2022 by the Canadian Lenders Association (CLA).

How to Read Your Credit Report

We all get worried about our Credit Report history when we make a money mistake. We think, “Oh no, what will this do to my score?” Finding out exactly what makes a credit report work for you can be challenging…. Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79