SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.



12 Traps To Avoid When Taking Out A Bad Credit Loan

Taking out a bad credit loan can be a valuable financial tool if you need quick cash. However, it is important to be aware of some of the traps that come with these loans and take steps to avoid them…. Continue Reading →

Can I Consolidate My Debt If I Have Bad Credit?

If you are struggling with multiple debts and bad credit, you may wonder if consolidating debt is an option. In this blog post, we’ll explore some of the potential options that may be available to help you restructure your debt… Continue Reading →

14 Credit Card Mistakes That Can Ruin Your Finances

Credit cards offer the ability to make purchases, build credit, and accrue rewards — but they can also lead to financial hardship if they are not managed correctly.  In this blog post, we’ll explore 14 common credit card mistakes that… Continue Reading →

How To Make The Most Of Your Current Credit Rating

Are you looking to make the most of your current credit rating? Whether it’s to get better terms on a loan, find lower rates for an auto insurance policy, or even open a new credit card, having a good credit… Continue Reading →

Don’t Let Bad Credit Hold You Back: Get A Bad Credit Loan

Bad credit can seem like a weight that prevents you from achieving your financial goals. A low credit score can make getting approved for a loan challenging, and the interest rates may be high if you are approved. But there… Continue Reading →

Money Management Tips for Borrowers

Are you a borrower looking to become more financially secure? Do you want to be able to manage your money effectively and efficiently? Whether getting out of debt or saving up for a big purchase, taking control of your financial… Continue Reading →

Do Student Loans Affect Your Credit Score?

Are you a student concerned about taking on loan debt and its potential impact on your credit score? Don’t worry; you’re not alone. Many students seek to finance their college education through loans and have the same questions and concerns…. Continue Reading →

Understanding Good And Bad Credit Scores

It’s no secret that your credit score plays a significant role in your financial life. A good credit score can mean the difference between getting approved or denied for a loan or qualifying for lower interest rates and higher limits…. Continue Reading →

How To Dispute Items On Your Credit Report

If you’ve discovered incorrect or fraudulent items in your credit report, you know how stressful it can be. But just because you’ve found a problem doesn’t mean it can’t be solved. In this article, we’ll review how these reports work,… Continue Reading →

What Factors Influence Your Credit Score?

There are a variety of factors that can influence your credit score. Some of these elements are within your control, while others are not. In this article, we’ll provide an overview of credit scores, look at the factors that influence… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79