SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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12 Traps To Avoid When Taking Out A Bad Credit Loan

Taking out a bad credit loan can be a valuable financial tool if you need quick cash. However, it is important to be aware of some of the traps that come with these loans and take steps to avoid them…. Continue Reading →

Can I Consolidate My Debt If I Have Bad Credit?

If you are struggling with multiple debts and bad credit, you may wonder if consolidating debt is an option. In this blog post, we’ll explore some of the potential options that may be available to help you restructure your debt… Continue Reading →

14 Credit Card Mistakes That Can Ruin Your Finances

Credit cards offer the ability to make purchases, build credit, and accrue rewards — but they can also lead to financial hardship if they are not managed correctly.  In this blog post, we’ll explore 14 common credit card mistakes that… Continue Reading →

The Pros and Cons Of Installment Loans

When taking out a loan, there are a few different options to choose from. One option is an installment loan, which is a type of loan that is repaid in fixed payments over a set period of time. These loans… Continue Reading →

How To Make The Most Of Your Current Credit Rating

Are you looking to make the most of your current credit rating? Whether it’s to get better terms on a loan, find lower rates for an auto insurance policy, or even open a new credit card, having a good credit… Continue Reading →

How To Find The Best Loan For Your Needs

When taking out a loan, it’s essential to compare different options and find the best one for your needs. Whether you are looking for a personal loan, a car loan, a debt consolidation loan, or a mortgage, this can be… Continue Reading →

Should I Consolidate My Credit Cards or Student Loans?

Consolidating debt can be a great way to save money and manage your finances. But the decision isn’t so clear-cut when it comes to consolidating credit card debt or student loans. Each type of loan carries its pros and cons,… Continue Reading →

The Pros and Cons of Personal Loans

There are a lot of factors to consider before taking out a personal loan. On the one hand, a personal loan can give you the money you need to consolidate debt, make a large purchase, or cover an unexpected expense…. Continue Reading →

How To Use An Installment Loan For Debt Consolidation

Are you faced with too much debt and looking for a way to consolidate it? An installment loan may be the answer!  Debt consolidation loans are a great way of getting your finances back on track and help secure your… Continue Reading →

Don’t Let Bad Credit Hold You Back: Get A Bad Credit Loan

Bad credit can seem like a weight that prevents you from achieving your financial goals. A low credit score can make getting approved for a loan challenging, and the interest rates may be high if you are approved. But there… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79