SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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Certified Cheque, What Is a Bank Draft, and Bank Draft vs Certified Cheque

Table of Contents Introduction Certified Cheque What Is a Bank Draft? Bank Draft vs Certified Cheque Benefits and Considerations Frequently Asked Questions Conclusion Introduction When dealing with large sums of money or transactions that require guaranteed funds, it is essential… Continue Reading →

No Credit Check, Quick Loans, and Installment Loans in Canada, Explained

Table of Contents Introduction No Credit Check Loans Quick Loans Installment Loans Benefits and Considerations How to Choose the Right Loan Frequently Asked Questions Conclusion Introduction In today’s financial landscape, many individuals face unexpected expenses and financial challenges that require… Continue Reading →

E-Transfer Payday Loans Canada 24/7 – What is it? Tips & Considerations

Table of Contents Introduction What Are E-Transfer Payday Loans? How E-Transfer Payday Loans Work Benefits of E-Transfer Payday Loans Available 24/7 Who Should Consider E-Transfer Payday Loans? How to Apply for an E-Transfer Payday Loan in Canada Risks and Considerations… Continue Reading →

Loans vs. Credit Cards – Which Option is Better for Your Short-Term Financial Needs?

When it comes to addressing short-term financial needs, people often find themselves deciding between two popular options: loans and credit cards. Each of these financial tools has its pros and cons, but depending on your specific financial situation and objectives,… Continue Reading →

Fairstone Financial Loans Alternatives

In the personal lending market, there are many options for Canadians seeking financial solutions. While traditional banks and well-known lenders like Fairstone provide various loan options, many people are turning to SkyCap Financial as a flexible and customer-oriented alternative. SkyCap… Continue Reading →

Alterfina Alternative

Alterfina – Comprehensive Review and Financing Solutions For Canadians seeking fast and accessible financing, Alterfina offers a simple solution. Founded in 2013, Alterfina provides quick cash advances without requiring credit checks. This makes the platform a good option for people… Continue Reading →

Nyble Loans Alternative

Nyble is a financial platform that provides small, interest-free lines of credit to help Canadians build or improve their credit scores. With Nyble, users can access up to $150 without undergoing a credit check, making it an excellent option for… Continue Reading →

BC Minimum Wage 2024

BC Minimum Wage Increase 2024: A Comprehensive Analysis Introduction British Columbia has announced a significant minimum wage increase for 2024, raising the wage to $17.40 per hour starting on June 1. This 3.9% rise, from the previous rate of $16.75,… Continue Reading →

Loan Calculator Canada

Loan Calculator Loan Amount: Interest Rate (%): Loan Term (Years): Calculate Monthly Payment: $0.00 Mastering Your Finances with Our Loan Calculator Introduction Loans can be an essential part of your financial journey, whether you’re purchasing a new car, renovating your… Continue Reading →

Loans in Ontario – Getting upt to $10000 loan in Ontario, Canada

Ontario offers a wide variety of loan options to help residents manage their financial needs, from covering unexpected expenses to consolidating debt or funding a significant purchase. In this guide, we will explore different types of loans available in Ontario,… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79