Get a loan
Pay now

Mortgage Loans

We understand buying a home is a major life step. Our mortgage solutions are designed to make your journey smoother—from competitive rates to personalized guidance at every stage.
Home
/
Mortgage Loans

Get the Financing You Need—Apply Online in Just Minutes!

$500

The loan amount, interest rate, and payment amount are subject to change upon final loan approval. The annual percentage rate for SkyCape Loans are calculated at 34.99% and the annual percentage rate for SkyCap Mortgages (loans above $15,000) calculated at 16.99%. The payment amount for SkyCap Loans includes optional Loan Protection Plan coverage. The Fine Print

START APPLICATION

Quick and Easy Process

Borrow up to $100,000

Terms up to 120 Months

new home 1540875 1280 Personal Loans Canada

Mortgage Financing Up to $100,000

Refinancing your home can be beneficial. Reasons you may want to convert home equity into money you can access include:

  • Home improvements: Finance renovations or remodeling projects that increase the value of your home
  • Debt consolidation: Combine high-interest debt balances with your mortgage into one simple payment
  • Post-secondary education: Pay for college tuition and other education-related expenses
  • Emergencies: Cover unexpected expenses like home repairs, funeral expenses or medical expenses

Mortgage Refinancing – Access Your Home’s Equity

Refinance your mortgage and turn your home equity into accessible cash. Use it to consolidate debt, upgrade your home, manage large expenses, or handle emergencies.

Our experienced Lending Specialists will guide both new and seasoned homeowners to find the best financing solutions to help achieve financial goals.

Advantages of Mortgage Refinancing

  • Cash-out refinance:
    Utilize your home equity to consolidate debt, fund home improvements, cover large expenses, or manage unexpected costs.
  • Change your amortization period:
    Shorten your mortgage term to pay off debt faster or extend it to lower monthly payments and improve cash flow.
  • Lower interest rate:
    Save money and reduce your monthly mortgage payments by securing a lower interest rate, helping you build equity faster.
  • Fixed Rates:
    Know your payment with certainty.  No need to worry about floating rates or changing payments each month.
  • Improve credit score:
    Use refinancing to consolidate high-interest debts, making payments more manageable and improving your credit standing over time.
  • Access up to 90% Loan-to-Value (LTV):
    Take advantage of our high LTV options giving you more flexibility to access the equity you have in your home.

Sign up to our Newsletter

By signing up you are agreeing to receive promotion offers from Skycap Financial. You can withdraw your consent anytime.

– Login to the app

Skycap University

Pay now