How to Read Your Credit Report
We all get worried about our Credit Report history when we make a money mistake. We think, “Oh no, what will this do to my score?” Finding out exactly what makes a credit report work for you can be challenging. It is tough to know what’s what when it comes to determining what works for […]
4 easy steps to applying for a personal loan
Step 1: Decide how much you need to apply for When choosing and applying for a personal loan, it’s important to know how much you need. You will commonly see minimum personal loan amounts of $1,000 or more, but the lowest amount is around $500 (from SkyCap). In cases where you need less than that, you might be able to save up extra cash, borrow from a friend or family member, or charge the purchase to your credit card. Step 2: Prequalify and compare Once you know how much you need, you should do some research and compare them before applying. […]
Preparing your finances in the worst Economic Situations
Preparing your finances in the worst Economic Situations In terms of economic devastation, the year 2020 will always be remembered as the year the COVID pandemic wreaked havoc on the economic world. Hopefully, these trying times have given you a little insight as to why you should always prepare financially for the worst possible economic […]
COVID scams to watch out for
Even at the worst of times, the criminal element is on the prowl looking for a way to scam people out of their hard-earned money. The perpetrators are always looking for the most vulnerable people at their most vulnerable time. From all indications, it would seem that the COVID-19 pandemic has proven to be fertile […]
Reduced income? Here are 10 tips on how to manage your budget.
Due to the recent COVID pandemic, many people have found themselves either out of work or not working as much. This resulted in several families forced to live on a reduced income. Even though things are picking up after COVID, we’re not quite back to normal yet. We need to learn how to live on […]
A Credit Score Can Be Fixed
As you likely know, you will impact your credit score whenever or however you use credit cards. To make things slightly more complicated, how you manage your income and your bills will also impact your credit score. Wealth is the ability to fully experience life. 🌤️ Credit comes in a variety of fashions that do not […]