SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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why private lenders are better than banks

Help. Get it sooner rather than later.

Over the last six or seven months, Canadians and Canadian businesses have been shuttered in a response to the Coronavirus pandemic. During this time, the Canadian people have been collectively struggling with money and debt issues. It’s difficult to pay… Continue Reading →

Why a private lender is the best option for poor credit.

Getting a bank loan when you have a bad credit score can be very difficult. This can cause an uphill battle. Building and maintaining a good credit score is also challenging. It takes years of healthy cash-flow to achieve a… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79