SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

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rrsp loans

When Is It a Good Idea to Take Out an RRSP Loan? 

If you are considering taking out an RRSP loan, it’s important to understand what it is and when the best time might be. After all, a loan can help you jump-start your retirement savings with one significant investment or take… Continue Reading →

The Definitive Guide to RRSP loans

For many Canadians, the RRSP season is a time to panic. With the deadline for contributions looming, it can be tempting to take out a loan to boost your contribution and maximize your tax refund. But is an RRSP loan… Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79