SkyCap Financial Blog

SkyCap Financial provides customers with loans when they have most likely been turned down by the bank. We will carefully consider your current circumstance rather than just your past credit history. Fill our easy application process to get a quick decision and get you the funding you need to get the cover your dental expenses.

Tag

credit report

How To Dispute Items On Your Credit Report

If you’ve discovered incorrect or fraudulent items in your credit report, you know how stressful it can be. But just because you’ve found a problem doesn’t mean it can’t be solved. In this article, we’ll review how these reports work,… Continue Reading →

What Factors Influence Your Credit Score?

There are a variety of factors that can influence your credit score. Some of these elements are within your control, while others are not. In this article, we’ll provide an overview of credit scores, look at the factors that influence… Continue Reading →

How long does a late payment stay on your credit report?

If you’ve even missed a bill payment and noticed that your credit score was in free fall, you may be wondering: how long does a late payment stay on your credit report? In this article we will review how credit… Continue Reading →

Credit Scores: A Complete Guide

Your credit score is one of the most critical numbers in your financial life. It’s a reflection of how responsible you are with money and it can determine your ability to get a loan, a mortgage, or even a job…. Continue Reading →

How to Read Your Credit Report

We all get worried about our Credit Report history when we make a money mistake. We think, “Oh no, what will this do to my score?” Finding out exactly what makes a credit report work for you can be challenging…. Continue Reading →

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Interest rates and total cost of borrowing are dependent on a borrower's credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. Not all applicants are approved.

  • Loan amortization from 9-60 months
  • APR from 12.99% to 39.99%
  • Example: $1000 borrowed for 12 months at 29.99% Monthly payment: $97.48; Total cost of borrowing: $169.79