About Us

A few words about SkyCap Financial

SkyCap Financial is a personal loan provider offering alternative financing to Canadians since 2013.

Based in Kingston, Ontario, SkyCap is committed to providing a seamless borrowing experience through a quick and easy online application process that takes just minutes to complete. Understanding that financial challenges can arise unexpectedly, SkyCap specializes in assisting those with challengd or below prime credit. Whether you need funds for unexpected expenses or your major financial goals, you can find loan options ranging from $500 to $100,000.

Your Financial Stability Matters

Once your application is approved, funds are deposited directly into your bank account—no waiting for checks in the mail. We strive to ensure a fast and seamless experience.

After receiving your funds, your loan payments are automatically withdrawn based on a set schedule, so you never have to worry about missing a payment. This helps you stay on track while focusing on what matters most.

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SkyCap Gives Back

Since 2013, SkyCap Financial has been giving back to the community in different ways. From the annual Toy Drive for local children to donating to cancer rides and walks, SkyCap Financial strives to help people in need not only in our local community but across Canada.

SkyCap University

SkyCap Financial also provides SkyCap University, a free online course aimed at improving financial literacy for SkyCap Financial clients. The course covers several basic financial topics such as creating a budget, dealing with credit and loans, and preparing for retirement.

Once clients have completed the course and have a perfect payment history, they could be rewarded with a reduced interest rate. It is a win-win situation for SkyCap Financial clients, learning practical financial skills and getting the opportunity to save money at the same time.